Often clients are just looking for information and advice on one specific area of their financial plan. These people are not looking for any additional services or recommendations. in these instances we offer complimentary advice and answer the questions these clients find most concerning. The recommendations are given on the circumstances at the time it is given and we will run basic analysis to ensure the suitability of the recommendations.

We start by identifying the scope of planning you are looking for. From retirement, to family protection needs, to cash management & tax strategies. Once we agree upon the scope of planning we would propose a plan cost based on the size and detail of planning required. At that time, assuming you agree to the terms & conditions we would begin the planning process. Once we finish providing the planning analysis and recommendations the agreement would come to an end and you are free to do with the advice as you please. This is ideal for clients that have one specific focus that they want to understand and they do not seek assistance implementing the recommendations or strategies.

We begin similar to above, but instead of the agreement coming to an end, there is an ongoing advice and service expectation. This agreement can be based on either a monthly or quarterly fee for service over a one year term. Once the one year term is over, we consider a renewal subscription and if anything needs changed or adjusted in regards to the scope of planning. We have different service models that provide for various levels of planning and additional benefits.